Swish has two home screens. You picked a default during setup, and you can switch between them whenever
you like.

Switching

Use the Budgeter / Investor switcher in the header. The switch holds for as long as you stay signed
in; next time you sign in, Swish opens on the dashboard you chose during setup.

Budgeting Dashboard

Your Financial Overview.

Six overview cards

Shortcuts into the budgeting tools, each showing a summary:

Connected Accounts

Your linked accounts and balances. If you have none yet: No Accounts Linked with a Connect
accounts shortcut. See Connecting your bank accounts.

Spending Breakdown

A donut chart of where your money went this cycle, by category — the fastest way to see what is actually
consuming your income.

Before you have categorised anything: No Spending Insights Yet.

Alongside it, income and expense bars show your cash flow for the period.

My Goals

A preview of your goals and progress. Before you have any: No Goals Created Yet with View Goals.

Transactions needing attention

Two lists that turn straight into action:

• Uncategorised Transactions — transactions Swish could not work out. Use Select Category right
  here.
• Not Budgeted Transactions — spending in categories with no budget target. "+N more not
  budgeted..." takes you to My Budgets.

These are the highest-value thing on the dashboard. Clearing them makes everything else accurate.

News & Updates

Articles and updates from Swish. Read more... opens the full item.

Coming soon. The newsfeed currently shows example articles rather than live content.

Not yet available

Marked MOCK or Coming soon in the app — the numbers shown are examples, not your data:

• Budget Health — the on-track banner with Budget Spent and Time Elapsed
• Smart Insights — spending recommendations and real-life impact projections
• One off coming up — upcoming one-off costs
• Recommendations — suggestions such as "Fix term is ending soon"

Investment Dashboard

Your net worth and where it is heading.

Net worth

Three cards across the top:

These come straight from your registers, so they are only as good as what you have recorded. If your
net worth looks wrong, check your registers first — see About registers.

Wealth Growth Forecast (15 Years)

A projection of your net worth over fifteen years based on your current position and trajectory. Hover
the chart to read individual years.

It is a projection, not a promise. It assumes things continue roughly as they are. Treat it as a
direction of travel.

Beside the chart, the figures for the year you have selected:

The mix matters. Heavy in depreciating assets and light in growth assets is worth knowing about.

Spending

A Spend Overview section and a Budgeted vs Actual comparison by category, with Select Category and
Show All Categories....

Not yet available

Examples rather than your data — most, but not all, carry a MOCK watermark:

• The missed-repayment alert banner, including its Pay Now button
• Calendar events
• Recommendations
• Available Surplus For This Cycle — this one shows a sample figure with no watermark, so do not
  read anything into it

Making your dashboards useful

Connect your banks. Without them, most of the Budgeting Dashboard has nothing to show.
Guide.

Fill in your registers. The Investment Dashboard is entirely built from them.
Guide.

Link accounts to register items. That is what keeps values current instead of drifting.
Guide.

Clear the "not categorised" list. Uncategorised transactions leave holes in every chart.
Guide.

Set a budget and some goals. Several sections stay empty until you do.
Budget · Goals.